7 Tips for Safe Online Shopping

Today, buying online is the way to go. You have a great collection of things to buy. Plus, you can bargain. The shipping is fast and security is high. You can even return the products that are damaged. As a matter of fact, shopping is a lot easier today. However, those who are unfamiliar with how the online buying works may be an easy target for cyber criminals who steal money from people through phishing frauds and other tricks. Given below are a few tips to buy online safely. Read on.

1. Use Familiar Websites

If you have never purchased from an online store before, we suggest that you start at an online store that is trusted all over the world. For instance, you can buy at Amazon. This is one of the biggest online stores of the world where you can buy anything. Other good names include Home Depot, Best Buy and Target, just to name a few. Make sure type the correct URL of the site.

2. Look for the SSL Lock

It’s a good idea to stay away from a website that doesn’t have the SSL encryption. For instance, if the website URL begins with HTTPS instead of HTTP, you can buy from it safely. Moreover, the website URL will have a locked padlock in it. Another important thing is that you must never send your credit card information through email.

3. Don’t Give too much information

Reliable online stores never ask for a buyer’s birthday or social security number. If a scammer gets your credit card number and social security number, be ready to suffer a big loss. With this information, it will be a lot easier for them to steal your identity. If possible, make sure you give the least information when buying online.

4. Check Statements

Check your credit card statements on a regular basis. Make sure the statements don’t have any fraudulent charges. If you notice something unusual, make sure you call the bank immediately to get the matter resolved. If you are going to buy with a credit card, make sure the charges are accurate.

5. Scan Your PC

Make sure you have an anti-virus program installed on your computer. This is important if you want protection against malware. The anti-virus should be the most recent version.

6. Use Strong Passwords

Make sure your password is a non-dictionary word. It shouldn’t be an easy to guess term. It is even more important when you are going to buy online. If possible, use a combination of letters and numbers. You passwords should be over 8 letters.

7. Avoid Public Terminals

It’s not a good idea to use a public computer in order to buy something from an online store. But if you have to use a public terminal, make sure you sign out after each session. This is equally important even if you went online just to check your email inbox.

So, if you follow these 7 tips, you will be safe when buying stuff online.

Review of Online Shopping – Changes in Buying Everyday Items

The internet has changed a lot of things of how people go about their daily routines. Communication has become that much clearer, finding friends and family is now a click away and searching for information is done in a split second. It is no question that a lot of things have changed now.

One of the biggest modifications that the internet has done is with purchasing items. Online shops have emerged everywhere selling everything from clothes to food to toys and to medicine. Almost anything can be purchased out of the internet now as long as you know where to look. The question now is why and how did the online shopping craze start. To answer the question, here are the advantages.

The Advantages

The largest advantage of online shopping is the reality that a person does not need to leave his/her home in order to purchase the items needed. It allows for the consumer to simply sit in front of the computer, connect to the internet, find the product and buy it using a credit card or any other online payment method. The order will then be sent to the doorstep of the buyer. This makes it easier for the buyer to acquire what he/she needs.

Another great thing about shopping online is the fact that no one needs to see you buy that item. This is especially true about sensitive items such as adult toys, weight loss products or other medication and more. You will be saved from the humiliation of having the salesperson glance you that “knowing look” or even ask you about what you bought. For some people, this is a really big deal.

It also comes to mind that compared to store prices; items sold over online shops are cheaper. This is mainly because maintaining an online shop costs much less than maintaining a real or physical shop. Rental fees of a small store can range from a few hundred dollars per month to a few thousand dollars per month while paying for hosting services for an online shop can cost just a few hundred dollars per year.

Most of the time purchases made from online shops are free from problems and very convenient. The process involves a couple of simple steps and the order will be sent right onto the consumer’s doorstep. Of course, this isn’t free from problems. There are certain disadvantages in purchasing items online.

The Disadvantages

Perhaps the most evident disadvantage of purchasing online is the fact that the buyer cannot check the quality of the item before paying for it. He/she would simply have to trust on the images posted by the online shop and the product description. Other than that, the buyer will have no other assurance of the quality and appearance of the product in question.

Another thing that people fear about buying online is the time it takes for the order to be sent to them. Sometimes the point of origin of the order is from far away and it would take weeks or even months before the order gets to the consumer’s doorstep. In line with shipping the item, there are also doubts that, especially if the product is easily broken, the courier will botch it and break it even before it arrives.

The biggest disadvantage of online shopping however is trust, assurance and guarantee. How can you be sure that what the seller is saying is true? How can you be sure that the seller will actually deliver the product? In other words, how can you be sure that the seller isn’t a scam?

These are all understandable and real fears about purchasing in the internet. It is true that there are some online shops that promptly deliver the goods; but there are those who are in the industry whose goal is to make a quick buck by scamming people. They do this in a variety of ways such as overcharging the purchaser’s credit card, posting misleading information and there are those who don’t send the product at all. The question now is how can you be sure with the purchase?

The Guarantee

Reality is that there is no 100% guarantee about buying online. First of all, the problems said earlier could have been caused by a third party such as the contractor or the courier. Fortunately, there is a way to at least lessen the problem by making use of online shop reviews.

There are a lot of different websites who are giving consumers the chance to share their experiences with specific online shops whether it is positive or negative. Using this information, other buyers can avoid those with recurrent bad reviews and stick with those who generally get proper reviews. Most of the time, these review sites also offer a list of suggested online stores as well. It is best to stick with those online shops to avoid getting scammed.

A Comprehensive Online Shopping Guide

Online shopping is now the latest trend in shopping. Numerous consumers are becoming more interested in finding things they want to purchase online. Why is it so? When people shop online, they can check out the items they want faster and more conveniently at the comfort of their homes. Sales and promos are offered by online shops that consumers can readily avail of, especially during Thanksgiving and Christmas. However, in order to make online shopping effective and beneficial, here are some guides that are helpful:

Shop Online on a Secured Computer

Frauds and scams are very rampant nowadays and most victims are online shoppers. Therefore, make sure that your computer is protected by installing some basic security systems. As much as possible, create a particular email address exclusively for your online shopping. For added security, you may also use a third-party payment service provider in order to minimize giving out of your credit card or debit card details.

If you are using your computer at home, or your mobile phone, make sure anti-virus and other security software are installed.

Shop Only at Reputable Online Stores

Numerous fraudsters and scammers are taking advantage of online shoppers. Therefore, make sure that you only deal with legitimate online stores. You can check out an online store by reading reviews and reports. You can also inquire from online shopper’s forums about a particular online store to find out if that online store is legitimate. However, don’t be mistaken with some legitimate online merchants that use third-party vendors to take charge of their transactions. Usually, those that use third-party vendors will direct you to other site during checkout.

It is always better to consider reputable online shopping websites when making an online shopping transactions. Shopping sites are more reputable that classified ad sites because of their security infrastructure.

Most fraudulent activities are happening through classified ad sites where members are contacting other members without relying on website security.

Placing Orders

Before placing orders, make sure that you have checked how long shipping will take; especially if you are purchasing personalized items. During the holidays, shipments will take longer period so make sure that you place your orders early. Find out the cost of the shipment and other charges that are particular in your country. If the total cost of the things you want to purchase is too expensive because of shipment charges, it might be better to purchase them at the store nearest to you; if they are available.

Websites that require login are more secure because they have better security infrastructure, beside, you can add something inside your shopping cart and pay later.

Secure your payments

One of the major concerns of shopping online is fraud and theft. Fraudsters and thieves are able to get hold of consumers’ credit card details to steal. Therefore, when you shop online, make sure that you provide your credit card details only with legitimate businesses. As mentioned earlier, it is better that you use a third-party payment service for your online payments in order to avoid giving out your credit card information to all shops where you make purchases.

Another factor to consider to make sure you are dealing with the right seller is by checking the customer reviews.

Customer reviews are proofs that the seller can be trusted and that your money will be in good hands once you enter your credit card numbers.

Another bets practice is to use a specific credit or debit cards for your online transaction. This credit or debit card must not be used in any other transaction, and limit the credit limit or fund of the said card for additional precaution.